Free Calculator
What are your subscriptions really costing you?
Add every recurring charge — streaming, gym, cloud storage, whatever you’re paying for — and see the total, plus what that money could grow to if invested instead.
Your subscription total
$0
per month
Total spent over 10 years
$0
Annual total
$0
If invested instead, over 10 years
$0
Why the “if invested” number matters
A subscription’s real cost isn’t just what you pay for it — it’s also what that money could have become if it had gone somewhere else instead. Small recurring charges are easy to forget precisely because they’re small on their own; it’s the sum, and the years of compounding you miss out on, that actually adds up.
Curious where subscription creep usually hides, and why it’s so easy to lose track of? Read The Real Cost of Subscription Creep.